2012年11月5日 星期一

Grants and Scholarships

Do you have 60K for school? Me either. (and that's a pretty low estimate) So how do you plan on paying for school? You can always get the change from in between the couch cushions, or you could wait tables. You can sell your iPod or your vintage records. Actually, don't sell your vintage records, you'll regret it, I know I do. Unfortunately, most students can't come up with tuition all by themselves every semester, even if they are working nights at Blockbuster. Here's where Grants and Scholarships come in. Grants and scholarships help students pay for their education. I can help you get the information that you need to finance your education with Grants and Scholarships.

Grants

Grants are a form of government funding that you're not required to pay back. How great is that? Grants are need based; meaning those who demonstrate a certain level of financial need will qualify. Don't let this discourage you though; grants are the very best form of financial aid out there because it's basically free money. It is in your very best interest to check and see if you qualify for grants you may be surprised with the result and the money will go a long way! To see if you qualify for any grants fill out a free application for federal student aid or a FAFSA even if you don't qualify for a grant, this web site may provide information about loans and scholarships that are available through the school of your choice. Filling out a FAFSA is the absolute best way to go about seeking aid and should be your first priority. It is also important to be aware of the deadlines that are placed on students by FAFSA. Familiarize yourself with their website and complete your application according to their time-table.

Types of Grants

Pell Grants

Undergraduate students only.Need based.Award amount is based on the individuals cost of attendance, family contribution, and funds available to the school you choose.

Academic Competitiveness Grant

Undergraduate students only, specifically freshman and sophomore students.Must be eligible for a Pell grant first to qualify for this grant.Requires completion of certain high school programs ("rigorous").Second year students must maintain a 3.0 GPA at least.

SMART Grant (National Science and Mathematics Access to Retain Talent Grant)

Undergraduate students only, specifically juniors and seniors.Must be eligible for a Pell grant first to qualify for this grant.Major must be in one of the following fields: physical, life, or computer sciences, mathematics, technology, engineering, and foreign language determined critical to national security.Must maintain a GPA of 3.0 at least.

Federal Supplemental Education Opportunity Grant (FSEOG)

·Undergraduate students that qualify for exceptional need.

·Priority to those with lowest expected family contribution.

Institutional Aid

·Some schools provide scholarships and grants through the school itself.

·May require enrollment in an athletic or academic program depending on the school.

Scholarships

Scholarships are also beneficial to students because repayment is not required either. You can also find scholarships through the FAFSA website. After you have filled out your FAFSA application search for scholarships that you are eligible for and apply, apply, apply. Scholarships can totally fund your education but it will take effort on your part. Pairing scholarships and grants can also be a way to get you through school. Scholarships.com is a database of scholarships and a very good place to start searching for scholarships. Studentaid.ed.gov is the government's financial aid information site that may be useful in your research as well.

The most important thing to remember when researching grants and scholarships is that you must follow through. Do your research, do the work, and you may find that you have tuition paid for! There are many options out there for those who need help funding their education, take advantage of what's out there!

Georgia Potter writes articles to help students like herself survive college. She writes about Online College Courses and Accredited Online Degrees


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