2012年11月1日 星期四

Collecting Unemployment Benefits

Collecting unemployment benefits or unemployment insurance basically is a system set up by the Federal government to provide individuals who have lost their jobs without their own liability with finances to enable them meet day-to-day basic living costs. The federal government provides these individuals with these funds till a time as they are able to secure a new job. However, there are few conditions one needs to meet so as to be entitled for collecting unemployment insurance. One relates to the number of years one has been under employment and how much he/she used to earn during that period. You should have been working for a minimum of twelve months in order to qualify. The other thing relates to the nature of your job termination. You need to have quit your work involuntarily. Reasons such as gross misconduct or voluntary quitting do not cut unless under a few circumstances which include sexual molestation at work or even deplorable working conditions. Others include being fired because one did not meet the desired standard(s), error in judgement or lack of the necessary skills.

If during the course of your employment you were involved in labor disputes, you will not be eligible for collecting unemployment insurance. Neither is if you quit as a result of poor health or opted for self-employment. In most cases, unemployment benefits in most states are limited to twenty-six weeks. An exclusion is however made when unemployment rates are high. This is where extended unemployment benefits come in and they vary from one state to another depending on the level of unemployment. The higher the level of unemployment means one is more likely to be offered extended unemployment benefits. Another thing one is advised to do is file for these benefits soon as you lose your job.

As opposed to a few years back when individuals collecting unemployment insurance while in school were forced to give up on their benefits, nowadays most states will allow you to. When collecting unemployment insurance, one is required to offer proof that he/she is in fact looking for a new job, in earnest. And when one secures a new job, he/she is advised to notify the unemployment office immediately. You will be accused of fraudulent behavior should you fail to do this where the relevant agency will contact you seeking clarification on this matter. They then use the feedback you give them to determine whether or not to penalize you with fees or clear your name.

Being unemployed can be the most difficult time of your life. That's why http://www.unemployment.info/ was created - to make things a little easier. Whether you need to file for unemployment, need help with your job search, or need information on unemployment benefits, Unemployment Info Center is your one-stop unemployment resource!


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