Creative Ways to Raise Money For College

It is the one thing you have hoped to receive for months - the acceptance letter from your dream college, a fairly expensive private, liberal arts school in another state. Before you begin the celebration, you realize a few things. Even with scholarships, financial aid, or student loans, you and your parents are still on the hook for a pretty hefty tab. If you remain undaunted, take into account a few pointers that can help pay for college without taking on too much debt. Building up too many loans can lead to a lifetime of repayment, and could affect future decisions such as getting a loan to buy a car or house, or attending graduate school. While that all may be years down the line, it is never too early to think about the long run.

Part-Time Job
One of the easiest ways to raise money for college is with a part-time job. Depending on where you attend, working a few hours every week - even with a summer job - can earn money towards anything from books and fees, to even a couple of courses for the semester. Working during the school year also helps, as long as it does not interfere with schoolwork.

Sell Goods and Services
Are you well-versed in arts and crafts, i.e. designing jewelry or T-shirts, artwork or photography? Are you experienced in a particular area, where you could offer your assistance? If so, consider selling homemade products. With a few items and some creativity, you can easily offer quality gifts for a fraction of what stores charge, and sell them on a personal homepage.

Depending on your expertise in a field or intended major, you could also tutor classmates or younger students who need help with a course. If you are good with computers or videography, help troubleshoot your grandparent's faulty laptop or shoot a neighbor's video at the next birthday party. Advertise online or around town how you could help others in need.

Blogging For Dollars
It never hurts to ask for a little financial assistance, even if it is from friends or complete strangers. Many students and graduates have set up blogs asking for donations to help pay for school or student loans. A blog explaining your story is a creative way to justify your educational decisions, and let others know you are realistic about your future. While every little bit helps, keep in mind that this does not get you off the hook; you are still responsible for the monthly bill that comes to your mailbox.

The author is a freelance journalist who writes regularly about student loans and helps students with finding money for college.

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