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2012年7月19日 星期四

Help Your Dog Become a Good Canine Citizen


Is your dog a gentleman or lady? If so, you

may be able to get an award to prove it from

the American Kennel Club (AKC) through its

Canine Good Citizen Program.

This certification program is for all dogs,

whether purebred or mutt. Any dog who has

completed his vaccinations can be tested, and

there is no upper age limit.

Ten behaviors are tested:

1. Accepting a friendly stranger

2. Sitting politely for petting

3. Letting someone brush and groom him

4. Walking on a loose leash

5. Walking through a crowd

6. Staying in place (sit and down)

7. Coming when called

8. Reacting to another dog

9. Reacting to distractions

10.Being separated from owner for 3-minutes.

If your dog can't pass these, you need to

initiate a training program. These are the

social skills required for living with humans

in urban America.

The tests are done at dog shows, community

colleges and private training facilities. The

AKC charges $5 for the certificate (if you

pass) and some organizations charge a nominal

amount for the test ($10).

To find a location, go the AKC website at

http://www.akc.org/love/cgc/index.cfm>

I'm really, really encouraging you to take

advantage of this program.

You owe it to your dog to assure that he

can survive in an urban setting and that he

remains adoptable by someone else if

something happen to you. Not everyone would

put up with a nippy, barking, high-strung

dog who thinks he's the king of household.

Your participation also encourages the AKC

to continue this program. It's been around

since 1989 but hasn't been publicized the

way it should.

The AKC raises more than $50M a year from

registration fees and does a lot of great

work for purebreds.

The Canine Good Citizen is a way for them

to help all dogs and dog owners no matter

what they're background - something not all

AKC members support.

More participation will ensure funding

continues and the AKC expands the program.

We're also hopeful that insurance companies

and landlords will start accepting the

certificates and giving homeowners or renters

a break on insurance rates or damage deposits.

With the increase in "dangerous breed" laws

and rising homeowners insurance rates

when you have a dog, it's important for

all our dogs to be good citizens and

respected members of the community.




Louise Louis is a long-time dog person and creator of http://www.ToyBreeds.com





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2012年7月18日 星期三

Court Reporter Requirements - What Does It Take to Become a Court Reporter?


There are two types of people who are interested in court reporter requirements: those who are thinking about becoming court reporters, and those who thinking about hiring court reporters. Regardless of which category you occupy, knowing the full range of court-reporter requirements will aid you in your decision. Below, we take a look at the court-reporter requirements that are necessary to become a successful reporter.

Educational Requirements

The amount of time and education required to become a court reporter depends largely on the type of reporting one pursues. For example, real-time stenographic reporting requires roughly 33 months of study, including basic coursework, whereas proficiency in real-time voice writing requires roughly 24 months of study. Although different reporting disciplines require different lengths of study, all court-reporters begin by taking the same core courses, which range from the history of court reporting to workshop style courses that focus on typing speed.

Reporting Licensure

Becoming a court reporter is similar to becoming an attorney in that prospective reporters must pass a state test to officially practice court-reporting. However, reporters can often substitute state licensure with one of three national voice writing certifications offered by the National Verbatim Reporters Association: Certified Verbatim Reporter (CVR), Certificate of Merit (CM), or Real-Time Verbatim Reporter (RVR). As with receiving state licensure, pursuing certification through the National Verbatim Reporters Association requires testing.

Post-Educational Qualifications

Just as attorneys can practice any area of law but typically specialize in a particular area, court-reporters can take on various reporting assignments but often specialize in certain types of depositions and court proceedings, such as those that focus on business matters, medical matters, religious matters, etc. If you work for an organization that needs to hire a court reporter, selecting a reporter familiar with your type of proceeding is the best idea.

Personal Requirements

If you think that quality court reporting subsists solely on education and qualifications, think again. As with many occupations, court-reporting demands certain aspects of one's personality, such as a capacity for boredom and a lack of bias. While movies and television dramas sensationalize legal proceedings and therefore the litigation support that surrounds them, court-reporters and other legal professionals more often than encounter legal proceedings that lack stimulation. They also encounter a variety of individuals whose beliefs and actions can be challenging to their sense of justice. A great reporter can weather these scenarios and deliver an unbiased, error free transcript.




In my research on depositions and litigation support, I've studied the importance of choosing legal professionals with the right pedigree.





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2012年3月10日 星期六

How the Best CD Rates Can Become the Worst


Are the best rates today the worst Cd rates on certificates of deposits in the future?

If you are looking for a way to save your money for the future, there are few, if any, better choices to make than certificates of deposits (CDs). CDs are a great way for banks and investors to benefit from one another. The investor can place their money into a CD, where they will not have access to the money for a specific period of time. The bank will guarantee a certain interest rate on the deposit, and will use the deposit to provide loans to customers. Rates are much higher than the interest rates on savings accounts in most cases, and the best CD rates look like a good investment. But if you aren't careful, you could be losing out on a chance to earn a higher return.

CD Rates and the Economy

Certificates of deposits are in a state of constant flux. The interest rate that the bank is willing to offer will vary with supply and demand. When the economy turns downward, investors become less willing to risk their money on the stock market. Instead, they will look for the the best CD rates, and invest their money there instead. When certificates of deposits are in high demand, the banks feel confident in lowering the interest rates, meaning that the rates go down, and the returns on the investments are lower.

When the Best Rates can Become the Worst

Before investing money in certificates of deposits, it is important to take into consideration the way that CD rates might change in the near future. If there is a reason to expect the economy to improve, for example, the interest rates will go up in order for the Best rates to remain competitive.




The problem is, the previous CD rates are fixed, and will not change. This means that today's best rates could be equivalent to tomorrow's worst. In other words, it may be worth holding off on an investment if the economy is expected to improve. On the other hand, if the economy is expected to take a downturn, it is a good idea to invest in the highest yielding CDs as soon as possible, before the rates drop.

Stacey Nelson





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