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2012年9月8日 星期六

Highest CD Rates 2010 - How to Find the Best Certificate of Deposit Rates?


There are several banks in America and each of the banks provides a lot of financial products for the investors.

It is quite natural that since there are large numbers of banks, they would offer different certificate of deposit rates in different periods of time. Moreover, majority of the banks would offer CD at good rate of interest. If you are interested to make the investment in some good banks, then you check the current rates and the highest CD rates of 2010.

How to find the Best Certificate of Deposit Rates?

If you are wondering the best option to find out the current rates, there are several options for you.



You can check out several websites which are available in the internet. These websites of the bank would give you the information about the highest CD rates.

Since there are several savings banks, you would be easily able to make a comparison of the different rates. Only a thorough comparison would help you to trace the best rates.

The different websites would give you the latest information about the Certificate of Deposit rates by means of which you would be able to get a fair idea. However, make sure that you turn on to a trusted website so that you can rely on that.

Highest CD Rates of 2010:

As per the latest reports of 2010, the highest certificate of deposit rates offered by some of the banks include the:



Discover bank: 1.49%

Melrose Credit Union: 1.75 %

Ally bank: 1.4 %

These interest rates vary periodically and you have to check the latest rates from the bank websites. There are several other banks that offer good certificates of deposit rates. With a thorough and proper research, you would definitely be able to get the best and the possibly the highest. ?




Next Step: Find the latest certificates of deposit rates offered by various banks.
Click here ------------>> Top CD rates.
Click here for ------------------------>> Savings Account Rates.
Balajee Kannan





This post was made using the Auto Blogging Software from WebMagnates.org This line will not appear when posts are made after activating the software to full version.

張貼者： 於 晚上10:39 0 意見
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2012年9月2日 星期日

Use A Certificate Of Deposit Calculator To Earn The Highest Rates Of Return


Not all certificates of deposit are created equal. Now that investors can use the internet to find the best deal and the highest rates of return on these and other investments, it is more important than ever to compare different rates. This ensures that you have the right investment to meet your financial goal and one that will earn you the highest rate of return for the amount of risk that you are willing to accept. The easiest way to compare the plethora of certificates that are offered by banks and investment firms is by using a calculator.

What Is A Certificate of Deposit Calculator?

It is an investment that offers a fixed interest rate and a set maturity rate. If the investor tries to cash in his or her CD before its maturity date, then there are early withdrawal fees and penalties. Also simply known as a CD calculator, is used to find out how much interest can be earned on a specific certificate of deposit. The investor simply has to enter a few pieces of information, and the calculator will analyze the annual percentage yield (APY) and the ending balance you can expect to receive from the investment. To use calculator, the investor will need to input data such as how much his or her initial deposit will be, the total number of months that will be invested, the published interest rate of the CD, and how often the interest will be compounded.

Why You Should Use A Certificate of Deposit Calculator

The calculator will show you the annual percentage yield which measures your actual interest earned per year and the amount of compounding interest. The annual percentage yield is a great way to compare different CDs with each other. The purpose of the certificate of deposit calculator is to show the investor how much interest a particular CD will earn. In order to earn the highest interest rate possible, an investor will need to compare maturity dates, interest rates, withdraw fees and penalties, the amount invested, and other attributes. A calculator is a great tool to use to compare these factors in determining the differences between each type of certificate of deposit and other investments with one another.




Hank Coleman is the founder of several financial blogs, focusing on topics such as how to find the best certificate of deposit rates and other profitable investing opportunities. He is an entrepreneur and professional in the government sector. Hank holds a Bachelor's degree in Business Administration, a Master's in Finance, and is currently studying for his Certified Financial Planning (CFP) credentials. Always looking for a trusted financial institution for advice and tips he tends to look up information at http://www.discoverbank.com more often than not.





This post was made using the Auto Blogging Software from WebMagnates.org This line will not appear when posts are made after activating the software to full version.

張貼者： 於 晚上11:24 0 意見
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2012年6月10日 星期日

Highest CD Rates 2010 - How to Find the Best Certificate of Deposit Rates?


There are several banks in America and each of the banks provides a lot of financial products for the investors.

It is quite natural that since there are large numbers of banks, they would offer different certificate of deposit rates in different periods of time. Moreover, majority of the banks would offer CD at good rate of interest. If you are interested to make the investment in some good banks, then you check the current rates and the highest CD rates of 2010.

How to find the Best Certificate of Deposit Rates?

If you are wondering the best option to find out the current rates, there are several options for you.



You can check out several websites which are available in the internet. These websites of the bank would give you the information about the highest CD rates.

Since there are several savings banks, you would be easily able to make a comparison of the different rates. Only a thorough comparison would help you to trace the best rates.

The different websites would give you the latest information about the Certificate of Deposit rates by means of which you would be able to get a fair idea. However, make sure that you turn on to a trusted website so that you can rely on that.

Highest CD Rates of 2010:

As per the latest reports of 2010, the highest certificate of deposit rates offered by some of the banks include the:



Discover bank: 1.49%

Melrose Credit Union: 1.75 %

Ally bank: 1.4 %

These interest rates vary periodically and you have to check the latest rates from the bank websites. There are several other banks that offer good certificates of deposit rates. With a thorough and proper research, you would definitely be able to get the best and the possibly the highest. ?




Next Step: Find the latest certificates of deposit rates offered by various banks.
Click here ------------>> Top CD rates.
Click here for ------------------------>> Savings Account Rates.
Balajee Kannan





This post was made using the Auto Blogging Software from WebMagnates.org This line will not appear when posts are made after activating the software to full version.

張貼者： 於 上午8:52 0 意見
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2012年5月17日 星期四

Use A Certificate Of Deposit Calculator To Earn The Highest Rates Of Return


Not all certificates of deposit are created equal. Now that investors can use the internet to find the best deal and the highest rates of return on these and other investments, it is more important than ever to compare different rates. This ensures that you have the right investment to meet your financial goal and one that will earn you the highest rate of return for the amount of risk that you are willing to accept. The easiest way to compare the plethora of certificates that are offered by banks and investment firms is by using a calculator.

What Is A Certificate of Deposit Calculator?

It is an investment that offers a fixed interest rate and a set maturity rate. If the investor tries to cash in his or her CD before its maturity date, then there are early withdrawal fees and penalties. Also simply known as a CD calculator, is used to find out how much interest can be earned on a specific certificate of deposit. The investor simply has to enter a few pieces of information, and the calculator will analyze the annual percentage yield (APY) and the ending balance you can expect to receive from the investment. To use calculator, the investor will need to input data such as how much his or her initial deposit will be, the total number of months that will be invested, the published interest rate of the CD, and how often the interest will be compounded.

Why You Should Use A Certificate of Deposit Calculator

The calculator will show you the annual percentage yield which measures your actual interest earned per year and the amount of compounding interest. The annual percentage yield is a great way to compare different CDs with each other. The purpose of the certificate of deposit calculator is to show the investor how much interest a particular CD will earn. In order to earn the highest interest rate possible, an investor will need to compare maturity dates, interest rates, withdraw fees and penalties, the amount invested, and other attributes. A calculator is a great tool to use to compare these factors in determining the differences between each type of certificate of deposit and other investments with one another.




Hank Coleman is the founder of several financial blogs, focusing on topics such as how to find the best certificate of deposit rates and other profitable investing opportunities. He is an entrepreneur and professional in the government sector. Hank holds a Bachelor's degree in Business Administration, a Master's in Finance, and is currently studying for his Certified Financial Planning (CFP) credentials. Always looking for a trusted financial institution for advice and tips he tends to look up information at http://www.discoverbank.com more often than not.





This post was made using the Auto Blogging Software from WebMagnates.org This line will not appear when posts are made after activating the software to full version.

張貼者： 於 上午9:06 0 意見
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2012年3月3日 星期六

Finding the FDIC Insured Highest CD Rates


The smartest thing anyone can do is to think about the future. While it is important to live in the present and do everything possible to improve your financial situation; it is of equal importance to plan ahead for moments such as retirement, vacation, paying for your children's education and such.

In order to help people reach their long-term financial goals, banks and financial institutions have created special accounts that are capable of earning interest that is higher than the average savings account, this type of account is normally referred to as a certificate of deposit or CD.

A certificate of deposit is a very stable account that can provide attractive annual interest yields without the need to risk your capital in the hopes of earning a higher return which is exactly the case of stocks, options, Forex and other types of investment that are constantly traded in global markets.

Finding the best CD rates

The best way to find interest rates on CD accounts that will earn you the most is to use the Web. All financial institutions have a website nowadays, in such websites they will post their interest rates on certificate of deposit accounts. While this is a very easy way to find out the CD rates a specific bank has to offer it is most certainly not the best. Using a comparison site that is able to gather information on CD account from several financial institutions is a much better way to find CDs with high interest rates. Doing a side-by-side comparison across different banks and terms will enable you to make an educated decision.

How does it work?

In order for a certificate of deposit to work properly and provide the most benefits to the account holder there needs to be a minimum deposit that has to be met in order for the returns to be worth the wait, in other words opening a certificate of deposit account with $100 would be almost pointless even if you're expecting a 5% return on that particular investment; if we calculate 5% out of $100 we will have five dollars and as everyone knows "$100 now" is better than $105 in one year.

CD accounts tend to work better with higher balances; this means that if a person has $100,000 sitting on a regular checking or savings account their funds may not be doing anything for them but, if those $100,000 were to be transferred to a CD account earning an interest of 5% the return will be, you guessed it, $5,000, this is a sizable return compared to the five dollars we were originally talking about.

Opening a CD account with $100,000 and leaving at account sit in the back for 10 years can create a return of approximately $50,000 and this is a figure which can definitely help people achieve their long-term financial goals. Please keep in mind that we are providing an example based on a six-figure deposit, some people may have less than that but still a CD is a very stable account that is injured by the federal government (FDIC) up to a specific amount of money.

Given the current financial situation of the country it is of the utmost importance to consider getting FDIC insured accounts, regardless of whether your account is a CD, a savings or a checking account; getting FDIC insurance can give you the peace of mind that if your financial institution get in trouble your funds will be secure and nothing will be lost. Since the FDIC insurance will in most cases go as high as $100,000 (around 300,000 for retirement accounts) it is highly recommended to split accounts that have a balance of over $100,000 into several smaller accounts that will be FDIC insured in case something were to happen.

At any rate, if you want to safely invest your capital there is no better way to do it than with a certificate of deposit.




Themoneyalert.com provides more information about FDIC Insurance on CD, savings and investment accounts. To find High CD Rates and earn more money make sure to visit our website today!





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張貼者： 於 晚上7:33 0 意見
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2012年2月28日 星期二

Highest CD Rates


There are a number of reasons why investing in certificates of deposit (CD) have become a popular option for investors. One of the biggest reasons is that certificates of deposit especially those with long maturity periods provide higher interest rates than other investment options. In addition to this, investing in a CD is considered as low risk, as the principal is never at risk and the government insures CD investments. However, despite the fact that the rates on CD investments are already attractive, there are still ways by which investors can get higher or the best rates on their CD investments, which can help them maximize the earnings they can get from their investment.

Getting higher returns

As with any investment option, getting a better deal on a CD would involve doing an adequate amount of research and employing the right canvassing strategy. With regard to research, one of the best places to start is the Internet, as it can provide an investor access to the different interest rates that various financial institution offer on their CD products through their web sites. This can allow an investor to compare and assess the different CD products in the market with regard to the interest rate that are being offered for the CD and the maturity periods of each CD product. In addition to this, the Internet can also provide helpful advice to an investor in timing his investments because the Internet also provides information on the current interest rate environment, which also determines the rate that is offered for a CD.

In canvassing for a CD, an investor can be assured of higher earnings if he seriously considers investing on a CD with a longer maturity period, as the interest rates on them are higher. Apart from this, another good way to get higher returns is to consider the option of bulk buying CD?s, as most banks offer even higher rates for investors who do so. Moreover, investors should not look only at banks, as there are also other sources of CD products, which include credit unions, which offer higher rates than what commercial banks offer.

Investing in certificates of deposit has become a very popular investment option because of the high interest rates that they provide to investors. However, there are still a number of ways to get better rates that can ensure higher earnings. These include doing the adequate amount of research and employing the right canvassing strategy in searching for a CD product, which can give investors access to some of the best deals on CD products.




CD Rates provides detailed information on Best CD Rates, CD Rate Calculators, CD Rate Comparisons, Certificate Of Deposit Maturation and more. CD Rates is affiliated with Cash For Future Payments.





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張貼者： 於 下午2:01 0 意見
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2012年2月24日 星期五

Find the Highest Yield CD: Here's How


Those who have been investing their money long enough are probably already familiar with certificates of deposit. However, for those who are not, here is a brief explanation on what a certificate of deposit is and how it works.

A certificate of deposit is an almost risk-free investment method that allows you to profit off your money. You can compare a Certificate of Deposit to a time deposit, wherein you, the investor, deposit a certain fixed amount of money to a financial institution for a fixed period of time. Since you are discouraged to alter or withdraw this money before the fixed period of time elapses or before the money matures, financial institutions offer higher interest rates as some sort of 'payment' for your inability to withdraw or alter that said amount during the fixed period.

Now, a certificate of deposit is a great idea but of course, there are certain factors that you want to consider plus, you want to make sure that you get a certificate of deposit with the highest interest rate and as such, you earn the most off your money. Here are a few options that you may want to consider when investing your money in a CD.

Use the Ladder Strategy

One downside to investing in a CD is the fact that you won't be able to access your money for that fixed duration of time. So just in case there is an emergency or you need that money fast, you will be given a penalty when you withdraw or alter that money you invest in a CD. You will still be allowed to take out your money, of course, but as penalty, the bank or credit union might withhold the accrued interest that your money has earned for a certain period of time (usually accrued interest for the last 6 months).

The best way to do this would be to use a ladder strategy. By laddering your investment, you are not just investing on one CD but rather, taking a couple of CDs that will mature in different period of time like in a year, or two apart. This way, you can still access your money with a part of it still earning interest.

Fixed or Variable Interest Rate

Before you invest your money in a CD, financial institutions give you the option on whether you want a fixed or variable interest rate. When you go for a fixed variable interest rate then you will be protected from plummeting interest rates and such but at the same time, you won't be able to enjoy the benefits of rising interest rates. This is really more on your preference and if you think that the fixed interest rate is high enough to satisfy you.

Don't withdraw the interest

You will be given the option if you want the accrued interest deposited in your savings or checking account. The best way to earn more off your money is to not do so and let the interest be added to the principal. By doing this, you are increasing the amount that interest is being paid of.




Jane Sanders writes at Certificate of Deposit Rates about getting the best CD rates. Read our Highest Yield CDs article here.





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張貼者： 於 上午11:12 0 意見
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2012年1月17日 星期二

Highest CD Rates 2010 - How to Find the Best Certificate of Deposit Rates?


There are several banks in America and each of the banks provides a lot of financial products for the investors.

It is quite natural that since there are large numbers of banks, they would offer different certificate of deposit rates in different periods of time. Moreover, majority of the banks would offer CD at good rate of interest. If you are interested to make the investment in some good banks, then you check the current rates and the highest CD rates of 2010.

How to find the Best Certificate of Deposit Rates?

If you are wondering the best option to find out the current rates, there are several options for you.



You can check out several websites which are available in the internet. These websites of the bank would give you the information about the highest CD rates.

Since there are several savings banks, you would be easily able to make a comparison of the different rates. Only a thorough comparison would help you to trace the best rates.

The different websites would give you the latest information about the Certificate of Deposit rates by means of which you would be able to get a fair idea. However, make sure that you turn on to a trusted website so that you can rely on that.

Highest CD Rates of 2010:

As per the latest reports of 2010, the highest certificate of deposit rates offered by some of the banks include the:



Discover bank: 1.49%

Melrose Credit Union: 1.75 %

Ally bank: 1.4 %

These interest rates vary periodically and you have to check the latest rates from the bank websites. There are several other banks that offer good certificates of deposit rates. With a thorough and proper research, you would definitely be able to get the best and the possibly the highest. ?




Next Step: Find the latest certificates of deposit rates offered by various banks.
Click here ------------>> Top CD rates.
Click here for ------------------------>> Savings Account Rates.
Balajee Kannan





This post was made using the Auto Blogging Software from WebMagnates.org This line will not appear when posts are made after activating the software to full version.

張貼者： 於 晚上8:25 0 意見
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2011年11月26日 星期六

Use A Certificate Of Deposit Calculator To Earn The Highest Rates Of Return


Not all certificates of deposit are created equal. Now that investors can use the internet to find the best deal and the highest rates of return on these and other investments, it is more important than ever to compare different rates. This ensures that you have the right investment to meet your financial goal and one that will earn you the highest rate of return for the amount of risk that you are willing to accept. The easiest way to compare the plethora of certificates that are offered by banks and investment firms is by using a calculator.

What Is A Certificate of Deposit Calculator?

It is an investment that offers a fixed interest rate and a set maturity rate. If the investor tries to cash in his or her CD before its maturity date, then there are early withdrawal fees and penalties. Also simply known as a CD calculator, is used to find out how much interest can be earned on a specific certificate of deposit. The investor simply has to enter a few pieces of information, and the calculator will analyze the annual percentage yield (APY) and the ending balance you can expect to receive from the investment. To use calculator, the investor will need to input data such as how much his or her initial deposit will be, the total number of months that will be invested, the published interest rate of the CD, and how often the interest will be compounded.

Why You Should Use A Certificate of Deposit Calculator

The calculator will show you the annual percentage yield which measures your actual interest earned per year and the amount of compounding interest. The annual percentage yield is a great way to compare different CDs with each other. The purpose of the certificate of deposit calculator is to show the investor how much interest a particular CD will earn. In order to earn the highest interest rate possible, an investor will need to compare maturity dates, interest rates, withdraw fees and penalties, the amount invested, and other attributes. A calculator is a great tool to use to compare these factors in determining the differences between each type of certificate of deposit and other investments with one another.




Hank Coleman is the founder of several financial blogs, focusing on topics such as how to find the best certificate of deposit rates and other profitable investing opportunities. He is an entrepreneur and professional in the government sector. Hank holds a Bachelor's degree in Business Administration, a Master's in Finance, and is currently studying for his Certified Financial Planning (CFP) credentials. Always looking for a trusted financial institution for advice and tips he tends to look up information at http://www.discoverbank.com more often than not.





This post was made using the Auto Blogging Software from WebMagnates.org This line will not appear when posts are made after activating the software to full version.

張貼者： 於 晚上9:33 0 意見
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